Put your money to work — together or on your own.

Invest in licensed unit trusts, the honest way

A savings account is where money waits. A unit trust is where it works. OmutiClub lets you invest in licensed East African unit trust managers — money market funds, bond funds, and mutual funds — straight from the app, with the same transparent ledger you already trust for your club. Every allocation, every return, tracked to the shilling.

These funds are regulated by Uganda's Capital Markets Authority (CMA) under the Collective Investment Scheme Act. Your money is placed with the licensed manager, not held by us. You always see where it sits and what it is earning. We will say the part most apps won't: investments carry risk, values can go up and down, and returns are never guaranteed. We'd rather you trust us than be surprised.

Invest solo, or invest as a club

Most investment apps in Uganda hand you a screen and leave you alone with it. OmutiClub gives you both paths. Grow your own wallet on your own terms — or pool with your savings group and invest as a club, with the same multi-member approvals and shared ledger that keep your savings honest. One pot, one set of rules everyone can see, returns that flow back to every member.

It starts at a UGX 100,000 minimum, whether you're investing alone or as a group. No paper forms, no branch queues, no guesswork about where the money went. Just contribute, allocate, and watch it move.

Built for Uganda, and for those sending money home

Whether you're in Kampala or investing in Uganda from abroad, the experience is the same: open the fund, allocate, and follow every shilling in real time. Diaspora members can invest into CMA-regulated unit trusts and contribute to a family club on schedule — money that grows at home, not just money that gets spent on arrival.

Want the mechanics first? Our FAQ answers the honest questions — is it safe, is it regulated, what's the minimum — in plain language. Or start at the beginning and see the whole picture.