OmutiClub

Your savings club, finally tracked to the last shilling.

The savings group app built for how Uganda already saves

You already know the model. The merry-go-round, the VSLA, the munno mukabi — a group of people you trust, putting money in on a schedule, helping each other grow. It works. What doesn't work is the cashbook: the smudged ledger, the "I'll update it later," the quiet doubt about whether the numbers still add up.

OmutiClub is the savings group app that fixes the record, not the relationship. Every contribution, every payout, every balance lives on one transparent shared ledger that every member can see at the same time. No more taking the treasurer's word for it. The book is open, always, to everyone — on Android and in any browser.

One living ledger your whole group can trust

Start a club in minutes and invite your people. Set the contribution amount, the schedule, and the due day — OmutiClub handles the reminders so nobody has to chase anybody. Run a two-person Duo club with a partner or a full Standard club with your whole circle.

Roles keep it honest. Admin, Treasurer, Secretary, and Member each see what they should, and big moves need approval rather than one person's say-so. When a member needs help, your club can issue an internal Club Loan from its own pooled savings — governed by your club's rules, voted on, and tracked to the shilling. This is members borrowing from their own group, not lending from a stranger. Need a record for the family, the bank, or just peace of mind? Export a clean PDF statement any time.

More than a digital cashbook

When your group is ready to do more than store value, the same app lets you put idle pooled cash to work. You can invest together through licensed East African unit trust managers, regulated by Uganda's Capital Markets Authority. Investments carry risk and values can go up and down — we say that plainly, because honesty is the whole point of an open ledger.

It is not a SACCO and we will never pretend to be one. It is something simpler: an app for your own savings club, run by you, owned by your members. Whether your people are all in Kampala or scattered across the UK, the US, and the Gulf, everyone contributes on schedule and sees the same truth. If your group is spread across borders, see how the diaspora saves and invests back home with OmutiClub.

Save together. Invest together. Start here.

Save together. Invest together.